A timely guide to overcoming the retirement challenges we all face
The Great Recession has placed a wake-up call to America's baby boomers. Many have not
saved enough for retirement and have not taken a hard look at how many post-work years
they may need to finance.
Written in a straightforward and accessible style, The Hard Times Guide to
Retirement Security tackles the tough questions about retirement in the new post-crash
economy. Page by page, it puts retirement in perspective by touching on important issues
such as insuring against the risk of outliving your assets, recalibrating damaged
retirement portfolios, managing the risk of health-care expenses in retirement, and career
strategies for workers who are 50 years old and up.
- Reveals how to boost lifetime income through better planning, and working just a
few additional years
- Offers advice on how to hire a financial advisor whose first loyalty is to you,
not Wall Street
- Discusses why you should rethink housing in the wake of the real estate crash
- Offers detailed advice on career reinvention, the 50+ job market and midlife
entrepreneurship
Engaging and informative, this practical guide provides the strategies needed for a
truly fulfilling and secure retirement.
Mark Miller is an expert on aging, retirement, business, and economics. He writes
the syndicated weekly column "Retire Smart," contributes to CBS Moneywatch.com
and the Huffington Post, and publishes RetirementRevised.com, which was named the best
retirement planning site on the web by Money magazine. Miller speaks regularly at
conferences on aging and retirement. He can be reached at
markmiller@hardtimesretirement.com.
Table of Contents
Acknowledgments.
1 Rethinking Retirement in Hard Times.
Money.
2 The Great Wake-Up Call.
3 Getting the Most from Social Security.
4 The Old-Fashioned Pension on Life Support.
5 Income Annuities: Another Way to Get a Guarantee.
6 Resuscitating the 401(k).
7 Managing Your Health-Care Expense Burden.
8 Taxes and Retirement.
9 Coping with Post-Bubble Real Estate.
10 How to Hire a Financial Adviser.
Work.
11 How Working Longer Helps.
12 The Fifty-Plus Job Market: Good News, Bad News.
13 Six Rules for Job Hunting.
14 Fifty-Plus Entrepreneurs: Launching a Lifestyle Business.
15 How to Hire a Career Coach.
Living.
16 Making a Difference: Encore Careers.
17 Volunteering in Retirement: Getting Engaged.
18 Learning and the Path to Brain Fitness.
About the Author.
Index.
223 pages, Paperback