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This proven, market-leading text provides a thorough, current introduction to risk management and insurance. It assists the learner in identifying, analyzing, and managing risk through insurance and alternative tools/techniques such as loss control, risk retention, and risk transfer. This edition presents an even stronger focus on managing risk and covers insurance within this context. Concepts of risk management are presented as they apply to business and personal situations as well as international situations.

Benefits:

Updated Enterprise-wide Risk Management Coverage: Enterprise-wide risk management coverage will be placed throughout the text as opposed to being secluded to one section.

Updated Speculative Risk Management Coverage: Increased coverage of speculative risk, integrating it throughout the text rather than separating it from the flow of the text.

Current Regulations: The text has been updated to account for any new legislation, and the most current regulations are included throughout.

Updated tables and graphs: Tables, charts, and graphs have been updated to reflect current data.

Chapters 1 and 2 have been carefully revised for clarity by the authors, since these chapters are so crucial to the course.

Internet Exercises: At the end of each chapter, learners can use Internet resources to apply the chapter's content.

Risk Management Icons: This text's risk management orientation is highlighted with icons placed by relevant discussions.

Internet References: "Netlink" Margin Internet links in every chapter provide users with the opportunity to explore World Wide Web sites that contain additional information on specific topics.

Perspective Boxes: In each chapter, boxed features contain material from current literature to further illustrate concepts. "International Perspectives" illustrate the application of risk management considerations on a global basis, "Ethical Perspectives" present ethical dilemmas common in the field of risk management, and "Professional Perspectives" are based on interviews with practicing risk management professionals and articles.

780 pages