The terrorist attacks of
September 11, 2001 and the Enron scandal both highlighted the importance of risk
management and insurance. Giving particular attention to the market's increased sense of
vulnerability and the newest technologies, Risk Management and Insurance provides a clear
introduction to the complexities of this field. With chapters on topics such as e-risks
and enterprise risk and a focus on connecting each chapter into the bigger picture,
Baranoff's approach is to show students how the latest developments and the field's
traditional approaches fit together.
Table of Contents
Introduction-Risk and
Insurance After September 11, 2001.
Part I: Fundamentals of
Risk Management and Insurance.
Risk.
Insurance.
The Evolution of Risk
Management.
Part II: Insurance
Operations, Institutions and Markets.
Insurance Company
Operations.
Insurance Institutions,
Markets and Regulations.
Part III: Insurance
Contracts.
Insurance Contracts.
Structure and Analysis of
Insurance Contracts.
Part IV: Property and
Liability Risks.
Property Risk, E-commerce
Property Risk, and Global Risk.
The Liability Risk.
Managing Home Risks.
Managing Automobile Risks.
Business Insurance.
Workers' and Unemployment
Compensation.
Part V: Life, Health and
Retirement Risks.
Life Insurance.
Social Security.
Employee Benefits:
Fundamentals, Life and Disability Risks.
Employee Benefits: Medical
Care.
Employee Benefits:
Retirement Plans.
Annuties, Individual
Health Products and Need Analysis.
Case 1: The Smith Family's
Insurance Portfolio.
Case 2: Galaxy Max Employee
Benefits.
Case 3: Non-Traditional
Insurance Programs: The New Generation.
Case 4: Financial Risk
Management for Hometown Bank.
Appendix A.
Appendix A-1: ISO Homeowners
3 Special Form, Homeowners HO00031000.
Appendix A-2: ISO
Endorsement, Homeowners HO04270402: Limited Fungi, Wet or Dry Rot, or Bacteria Coverage.
Appendix B.
ISO Personal Auto Policy,
Personal Auto PP00010698 5.
Appendix C.
Appendix C-1: ISO Commercial
Property Endorsement, Property CP04300402: Electronic Commerce (E-commerce).
Appendix C-2: ISO Commercial
Inland Marine, Commercial Property, and Farm Coverage Endorsement, IL09400102: Exclusion
of Terrorism (with Limited Exception) and Exclusion of War and Military Action.
Appendix D.
ISO Fungi or Bacteria
Exclusion Changes to Commercial General Liability, CG21670402.
Appendix E.
State Farm Whole Life
Insurance Policy.
Appendix F.
State Farm Universal
Insurance Policy 61.
639 pages